Limits up to $1,000,000 per occurrence/ $2,000,000 general aggregate
80+ Eligible Class Codes
Strengthening Wholesale Relationships
Wholesale-Exclusive Insurance Programs
NEC Specialty is dedicated to serving wholesalers exclusively, providing tailored insurance programs for artisan and general contractors. Whether you’re offering coverage for electricians, plumbers, or general contractors managing large-scale projects, our solutions are built to fit your portfolio.
Expertise in the Northeast
With in-depth knowledge of the regulatory landscape in New York, New Jersey, Pennsylvania, and Connecticut, we help wholesalers navigate complex challenges. Our expertise ensures you deliver state-compliant, reliable coverage to your clients.
Partnering with A-Rated Carriers
Through partnerships with carriers, NEC Specialty provides access to dependable, high-quality coverage at competitive rates. These A-rated programs are available nationwide, giving wholesalers across all 50 states the confidence to deliver reliable protection to their clients.
Backed by Reinsurance Expertise
NEC Specialty’s programs deliver the financial strength and reliability you need to build lasting trust with your clients. Our diversified support is backed by valued relationships with Lloyd’s of London and NEC Insurance Company, a reinsurance provider domiciled in the Cayman Islands.
Committed to Long-Term Growth
At NEC Specialty, we’re not just about today—we’re about building for tomorrow. As we expand our product offerings nationwide, we’re committed to creating innovative solutions that address emerging risks and evolving market needs.
Comprehensive Insurance Solutions for Your Portfolio
Our specialized insurance programs are designed to provide competitive, customizable coverage for artisan and general contractors. Built to address the unique
challenges of the industry, our solutions empower you to confidently protect your clients from even the most complex exposures.
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General Liability for Artisan
Contractors
NEC Specialty’s Artisan Contractor Program provides comprehensive General Liability coverage tailored to meet the unique needs of artisan trades such as plumbing, electrical, carpentry, and HVAC.
With flexible underwriting, quick quoting and binding, and tools to manage contractor-specific risks, this program equips wholesalers to deliver reliable protection efficiently.
Additional offerings include tools and equipment coverage and proactive risk management services like safety training, claims prevention, and job site audits.
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General Liability for General
Contractors
NEC Specialty’s General Contractor Program offers comprehensive General Liability coverage tailored for residential and commercial contractors, as well as subcontractors and remodelers.
With fast quotes, flexible policy options, and risk-specific solutions, this program empowers wholesalers to confidently address complex contractor risks.
Proactive risk management services and technology-driven insights further enhance your ability to deliver value and protection to your clients.
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Find the Right Contractor Class Codes
Quickly
Our easy-to-navigate class code guide simplifies the process of matching contractors to the appropriate coverage.
View Class Codes
Managing Claims Proactively for Better Outcomes
NEC Specialty provides wholesalers with the tools and support they need to handle claims efficiently. With a seamless claims experience, wholesalers can focus on growing their business while we handle the complexities.
From digital submission portals to advanced analytics, our streamlined processes minimize disruptions and expedite resolutions. Our Risk Guard Audit and Loss Control Solutions further enhance risk management by offering site inspections, actionable reports, and data-driven insights to reduce claim frequency and severity.
With partnerships like Nexus Audits and integrations with platforms like DOMO, we help wholesalers identify patterns, mitigate risks, and track performance metrics in real time. Together, we ensure a seamless claims experience that protects your reputation and strengthens client trust.
Explore Our Claims & Risk Management ApproachSpecialized Programs That Strengthen Your Portfolio
Partner with NEC Specialty to deliver tailored coverage for artisan and general contractors, ensuring your clients are protected and your business continues to grow. Our specialized programs, backed by A-rated carriers, are designed to help wholesalers confidently meet the needs of contractors across diverse industries.
From quick quotes and flexible underwriting to proactive claims management and data-driven insights, we empower you with the tools and resources needed to excel in a competitive marketplace. Our commitment to partnership, innovation, and long-term success means we’re here to support you every step of the way.
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